ONATE FINANCE NO. 4 DESIGNATED ACTIVITY COMPANY

ONATE Finance No. 4 Designated Activity Company is a specialist property‑bridging lender that moves at the speed of a deal. By keeping decision‑making entirely in‑house and drawing on robust capital lines from Citi, Triple Point and a €100 million bond programme, the firm can approve and fund loans in as little as five days, with most transactions closing within two to three weeks.

The company offers flexible, interest‑only bridging finance from €250 k up to €4 million (larger loans considered) secured by a first‑charge mortgage. Loans are available for residential, mixed‑use and commercial assets in Ireland and Spain, as well as for residential development sites where light refurbishment is required. With loan‑to‑value ratios of up to 75 % in prime locations and terms of up to 24 months—repayable early without penalty after 90 days—ONATE tailors each facility to the borrower’s exit strategy, typically sale or refinancing. Borrowers must be corporate vehicles, but the firm will also consider newly incorporated companies and properties held outside the special‑purpose vehicle.

Backed by a team of seasoned lenders and entrepreneurs, ONATE combines modern technology with a nimble, can‑do culture, ensuring that opportunities are seized rather than missed. Their expertise serves investors, developers and businesses seeking swift, reliable bridge financing across the Irish and Spanish property markets.