ONATE FINANCE NO. 2 LIMITED

ONATE Finance No. 2 Limited is a specialist property‑bridging lender that moves at the speed of the market. By keeping all decision‑making in‑house and drawing on robust capital lines from Citi, Triple Point and a €100 million bond programme, the firm can deliver funding in as little as five days and routinely close transactions within two to three weeks.

The company provides bespoke, interest‑only loans of €250 k to €4 m – with higher amounts considered – secured by a first‑charge mortgage on residential, mixed‑use or commercial assets in Ireland and Spain. Loans are flexible, ranging up to 24 months, with early repayment permitted after 90 days and loan‑to‑value ratios of up to 75 % in prime locations. Borrowers must be corporate vehicles, and the typical exit strategy is property sale or refinancing.

Backed by a team of seasoned lenders and entrepreneurs operating from Ireland and Spain, ONATE Finance blends modern technology with a nimble, can‑do culture to turn fleeting opportunities into realised deals for property investors and developers.