INCOL LIMITED

InCol Limited is a Dublin-based technology firm that has built InCol Intelligence©, an interactive management-information, analytics and reporting platform for the mortgage market. The solution pulls together a user's proprietary data with third-party and public datasets - including flood, climate-change and Energy Performance Certificate information - to give a single source of truth for credit, ESG, regulatory and capital-management reporting.

Key features include more than 50 configurable dashboards, easy data upload via ECB/BOE RMBS and ESMA templates (or an API), and powerful tools for analysing risk, pricing, portfolio valuation and climate-related physical risk. Users can create and ring-fence bespoke portfolios, generate BOE/ECB/ESMA reports at the click of a button, and export insights to Excel, PDF or PowerPoint. The platform is designed for finance directors, risk officers, treasurers, credit teams, funders, investors and regulators who need accurate, timely insight without the error-prone reliance on spreadsheets.

By embedding flood, climate and EPC data, InCol Intelligence helps mortgage providers meet emerging regulatory expectations, develop green-mortgage products and manage exposure to climate-related risks, delivering a strategic advantage across the Irish and wider European mortgage landscape.