CUFA LIMITED

CUFA Limited delivers the international standard for measuring and managing credit risk through its flagship solution, CUFA Lending Analytics (CLA). This big-data software harnesses well-established statistical techniques to quantify risk and calculate expected losses across consumer loan portfolios, drawing on up to 25 months of detailed loan history-including write-offs and post-write-off recoveries-directly from a lender's core banking system or data warehouse.

CLA builds a comprehensive, month-end data set for every loan, allowing the platform to sift through tens of millions of historical records and surface trends in real time. The result is an analysis that would be impossible to replicate manually, delivering instant ad-hoc query answers and dramatically reducing the time required for loan-book reviews. Over half of all credit-union loans in Ireland are now tracked on CLA, and leading credit-union lenders in the US, Canada and the UK are already using the system to make smarter lending decisions.