THE IRISH MORTGAGE HOLDERS ORGANISATION COMPANY LIMITED BY GUARANTEE

The Irish Mortgage Holders Organisation (IMO) is a not-for-profit company limited by guarantee that assists homeowners across Ireland in resolving mortgage-related debt issues. By offering free, impartial support, the organisation has helped thousands of borrowers negotiate with lenders and other creditors, aiming to secure sustainable solutions that protect families' homes.

IMO's core services include informal arrangements and specialist financial advice, covering options such as mortgage-to-rent schemes, capitalisation of arrears, term extensions, reduced interest rates and split-mortgage structures. All consultations are provided at no charge, and the team guides clients through each step of the process to achieve the best possible outcome. Their emphasis on early engagement and clear communication underpins a track record of successful case studies and positive client stories.