PERMANENT TSB GROUP HOLDINGS PUBLIC LIMITED COMPANY

Permanent TSB Group Holdings Public Limited Company is a leading provider of personal and business banking services in the Irish market. The group supports individuals, families and enterprises with a full suite of deposit, lending and payment solutions, positioning itself as a key player in Ireland's financial landscape.

With a mortgage market share of over 20 per cent, Permanent TSB delivers strong financial performance - reporting an operating profit of €51 million, a net interest margin of 2.02 per cent and a robust CET1 ratio of 15.5 per cent. The bank maintains a low non-performing loan ratio of 1.8 per cent, a liquidity coverage ratio of 270 per cent and a loan-to-deposit ratio of 86 per cent, underscoring its sound risk management. In addition to its core banking activities, the group is committed to sustainability and is currently navigating a formal sale process, keeping shareholders informed through regular interim and annual results webcasts.