IPOS HOLDING 74 LIMITED

Guardian Finance Ltd is a long‑established, locally‑based finance provider serving residents of Leicestershire. The company offers hire‑purchase agreements for the purchase of cars, caravans and light commercial vehicles, as well as unsecured personal loans for household projects such as kitchen or bathroom renovations. Targeting customers with excellent credit records, Guardian Finance adopts a flexible, fee‑free approach and prides itself on competitive interest rates that often beat those of banks and larger lenders.

Operating as a principal rather than a broker, the firm underwrites every transaction in‑house at its Barkby Road office, providing written quotations and decisions based on thorough status enquiries. Guardian Finance is a full member of the Consumer Credit Trade Association and is authorised and regulated by the Financial Conduct Authority (FCA Firm Reference 670384). The company has confirmed that it holds no liabilities under the FCA’s Motor Finance Redress Scheme, reaffirming its commitment to transparent, old‑fashioned customer service.